NOTICE OF SUBSTITUTE TRUSTEE SALE 209 East Read Street, Henrico, VA 23075 By virtue of the power and authority contained in a Deed of Trust dated December 16, 2009, and recorded in Deed Book 4723, Page 1662 in the Clerk's Office for the Circuit Court for Henrico County, VA, securing a loan which was originally $132,000.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front step of the Circuit Court of Henrico County, Virginia, 4301 E. Parham Road, Henrico, VA 23273 on: September 30, 2020 at 2:00 PM improved real property, with an abbreviated legal description of All that certain lot or parcel of land, together with the improvements thereon and the appurtenances thereunto belonging, situate in Henrico County, Virginia, and designated as Lot 1-B, Block E, Section 8, on the map of Highland Springs, Virginia, and more particularly described as follows: Beginning at a rod placed at the Southern edge of Read Street and the Western edge of Kalmia Avenue; thence following the line of Kalmia Avenue S. 59° 15' 00" W. 120 feet to a point; thence N. 30° 45' 00" W. 112.50 feet to a rod; thence N. 59° 15' 00" E. 120 feet to a rod; thence S. 30° 45' 00" E. 112.0 feet, which is the point and place of beginning, and as more fully described in the aforesaid Deed of Trust. TERMS OF SALE: The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000.00, or 10% of the sale price, whichever is lower, will be required at time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $465.00 for review of the settlement documents. Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding. FOR INFORMATION CONTACT: Rosenberg & Associates, LLC (Attorney for the Secured Party) 4340 East West Highway, Suite 600 Bethesda, MD 20814 301-907-8000


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