NOTICE OF SUBSTITUTE TRUSTEE SALE 2312 Jahodi Place, Richmond, VA 23231 By virtue of the power and authority contained in a Deed of Trust dated November 15, 2019, and recorded in Deed Book 5933, Page 190 in the Clerk's Office for the Circuit Court for Henrico County, VA, securing a loan which was originally $142,800.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front step of the Circuit Court of Henrico County, Virginia, 4301 E. Parham Road, Henrico, VA 23273 on: December 14, 2020 at 11:00 AM improved real property, with an abbreviated legal description of The land hereinafter referred to is situated in City of Richmond, County of Henrico, State of VA, and is described as follows: All that certain lot, piece of parcel of land, with improvements thereon, lying and being in Henrico County, Virginia, designated as Lot 10, Block A, Section B, Winding Woods, all as more particularly shown on plat of survey by Foster & Miller, P.C., dated October 14, 2001, recorded November 27, 2001, in the Clerk's Office, Circuit Court, Henrico County, Virginia in Plat Book 113, Page 119, reference to which is made for a more particular description of the property, and as more fully described in the aforesaid Deed of Trust. TERMS OF SALE: The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000.00, or 10% of the sale price, whichever is lower, will be required at time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $465.00 for review of the settlement documents. Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding. FOR INFORMATION CONTACT: Rosenberg & Associates, LLC (Attorney for the Secured Party) 4340 East West Highway, Suite 600 Bethesda, MD 20814 301-907-8000


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