SUBSTITUTE TRUSTEE'S SALE 165 HAWK NEST COURT HENRICO COUNTY, VIRGINIA TAX MAP NO. 792-759-7057 Default having been made in the payment of the indebtedness secured by a Deed of Trust dated August 18, 2017 and recorded August 21, 2017, in the Clerk's Office of the Circuit Court of Henrico County, Virginia in Deed Book 5651, page 191, in the original principal amount of $225,000.00, Stuart A. Simon and Wes B. Simon, either of whom may act, having been duly substituted as trustee, and being required so to do by the Noteholder, in accordance with the provisions of the aforesaid Deed of Trust and after having given notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale at public auction on: WEDNESDAY, OCTOBER 20, 2021 AT 11:00 A.M. at the main entrance to the Circuit Court of Henrico County, Virginia, located at 4309 E Parham Road, Henrico, Virginia 23228, all of the above property with any improvements thereon together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property, together, the "Property." For a more particular description of Property to be sold, reference is made to the aforesaid Deed of Trust. TERMS OF SALE: All cash at settlement. A deposit of ten percent (10%) of the bid amount in cash or certified check shall be required. Settlement shall be within thirty (30) days of the sale date in the offices of the Substitute Trustee. The Property shall be conveyed by Special Warranty Deed and SUBJECT TO all matters of record taking priority over the Deed of Trust, if any. The Purchaser will be required to execute a Contract of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale. STUART A. SIMON, Substitute Trustee 4900 Cutshaw Avenue Richmond, Virginia 23230 (804) 257-7233