SUBSTITUTE TRUSTEE'S SALE 9019 Stagg Run Road Charles City County, Virginia In execution of the Deed of Trust dated November 7, 2011, and recorded on November 7, 2011, as Instrument No. 110000869 in the Clerk's Office, Circuit Court, Charles City County, Virginia, John J. Trexler, the appointed Substitute Trustee, will offer for sale at public auction at the front of the courthouse of the Charles City County Circuit Court, 10780 Courthouse Road, Charles City, VA 23030, on January 15, 2021 at 11:00 a.m., the property more particularly described in the aforementioned Deed of Trust, located at the property address listed below and briefly identified as follows: All that certain lot, piece or parcel of land situate, lying and being in the County of Charles City, Virginia and shown as Parcel 2 on that certain Plat entitled, "PLAT OF SURVEY SHOWING THE PARTITION OF THE HILLIE M. CHARITY ESTATE", dated March 11, 1992, by Spearman & Associates, P.C., Surveying and Planning, Williamsburg, Virginia, and recorded in the Clerk's Office of the Circuit Court for Charles City County, Virginia, in Plat Records Slide 196, to which reference is hereby made for a more particular description thereof, and having a street address of 9019 Stagg Run Road, Charles City VA 23030, and a Tax Map Parcel No. of 37-5-2. The property will be sold "AS IS" WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, covenants, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust, if any, as might be listed in this notice or may be announced at sale. TERMS OF SALE: CASH: A deposit of $3,000 or 10% of the sale price, whichever is less, by cash or certified check will be required at time of sale, except for the party secured by the Deed of Trust. Risk of loss is on the purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 14 days from sale date. Except for Virginia Grantor's tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, the deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses, and attorney's fees, of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a forbearance, repayment, or other agreement was entered into, the loan was reinstated or paid off, or whether the property became subject to an automatic stay under the U.S. Bankruptcy Code prior to the sale; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. Additional terms may be announced at time of sale. Pursuant to the Federal Fair Debt Collections Practices Act, this is a communication from a debt collector. John J. Trexler, Esq., Substitute Trustee FOR MORE INFORMATION CONTACT: John J. Trexler, Esq. 2800 Buford Road, Suite 201 Richmond, Virginia 23235 804-320-6600 between 9:00 a.m. and 5:00 p.m. M-F


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