TRUSTEE SALE 4711 Ferguson Ln, Richmond, VA 23234 City of Richmond In execution of a Deed of Trust in the original principal amount of $19,350.00, dated March 1, 2007 recorded in the Clerk's Office of the Circuit Court of the City of Richmond, Virginia, in Document No. 070007808, at Page 542, at the request of the holder of the Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, on October 20, 2021 at 1:00 PM the property described in said deed, located at the above address and briefly described as: ALL that certain lot and parcel of land with all improvements thereon, lying and being in the City of Richmond (formerly Chesterfield County), Virginia, as shown and designated on plat of survey attached to deed dated February 22, 2007 and recorded on March 6, 2007 in Instrument No. 07-7806 at Page 519, with any improvements thereon Subject to any and all covenants, conditions, restrictions, easements, and all other matters of record taking priority over the Deed of Trust, if any, affecting the aforesaid property. TERMS OF SALE: CASH: A deposit of $20,000.00 or 10% of the sales price, whichever is lower, cash or certified check will be required at the time of sale, but no more than $10,000.00 of cash will be accepted, with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale which affects the validity of the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose. SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (78062) 596 Lynnhaven Parkway Suite 200, Virginia Beach, VA 23452 757-457-1460 - Call Between 9:00 a.m. and 5:00 p.m. or visit our website at