TRUSTEE'S SALE OF 209 COLLEGE AVE, ASHLAND, VA 23005. In execution of a certain Deed of Trust dated February 22, 2016, in the original principal amount of $161,100.00 recorded in the Clerk's Office, Circuit Court for Hanover County, Virginia, in Book 3137 at Page 2436 as Instrument No. 20160317000030840 . The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7530 County Complex Road, Hanover, Virginia on April 21, 2021, at 4:30 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, LYING AND BEING IN THE TOWN OF ASHLAND, HANOVER COUNTY VIRGINIA, CONTAINING 0.411 ACRES, MORE OR LESS, DESIGNATED AS LOT 7, STOCK M, ALL AS SHOWN ON PLAT OF SURVEY MADE BY POTTS, MINTER AND ASSOCIATES, P.C., DATED JANUARY 13, 2015, ENTITLES "PHYSICAL LOCATION SURVEY OF LOT 7, BLOCK M, SUBDIVISION OF LAND OF THE ASHLAND LAND AND IMPROVEMENT COMPANY, TOWN OF ASHLAND, VIRGINIA", WHICH PLAT IS ATTACHED HERETO AND RECORDED HERE WITH, IN THE CLERK`S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, AND TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. TERMS OF SALE: ALL CASH. A bidder's deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser's deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee's Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. A form copy of the Trustee's memorandum of foreclosure sale and contract to purchase real property is available for viewing at BIDDERS ARE STRONGLY ENCOURAGED TO FOLLOW CDC GUIDANCE AND WEAR A COVER OVER BOTH NOSE AND MOUTH AND PRACTICE SOCIAL DISTANCING AT THE AUCTION. Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: VA-351223-1.