TRUSTEE'S SALE 24 S HOLLY AVE HIGHLAND SPRINGS, VA 23075 In execution of the Deed of Trust in the original principal amount of $11,388.00, dated July 16, 2007, and recorded in Deed Book 4378, Page 1253 and as Instrument Number 200707037939 in Henrico County land records, the appointed Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia 23273-0775 on September 29, 2021 at 10:00AM, the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, IN FAIRFIELD SANITARY DISTRICT NO. 3 HENRICO COUNTY, VIRGINIA, KNOWN AS NO. 24 SOUTH HOLLY AVENUE, BEING A PART OF BLOCK "G", SECTION 6, ON THE PLAN OF HIGHLAND SPRINGS, PLAT OF WHICH IS RECORDED IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF SAID COUNTY, IN PLAT BOOK 8, AT PAGE 93, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE NORTH LINE OF READ STREET WITH THE WEST LINE OF SOUTH HOLLY AVENUE, THENCE RUNNING NORTHWARDLY AND FRONTING 50 FEET ON THE WEST LINE OF SOUTH HOLLY AVENUE, THENCE BACK WESTWARDLY FROM SAID FRONT BETWEEN PARALLEL LINES, THE SOUTHERN ONE OF WHICH IS THE NORTH LINE OF READ STREET 125 FEET. BEING THE SAME REAL ESTATE CONVEYED TO GRANTORS HEREIN BY DEED TO BE RECORDED IMMEDIATELY PRIOR HERETO IN THE AFORESAID CLERK'S OFFICE. PARCEL ID: 822-724-1607 The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 4012 Raintree Road, Suite 100A, Chesapeake, Virginia 23321 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11900 Parklawn Drive, Suite 310 Rockville, Maryland 20852 (844) 442-2150 (470) 321-7112