TRUSTEE'S SALE 7016 HAWKS HILL LANE MECHANICSVILLE, VA 23111 In execution of the Deed of Trust in the original principal amount of $376,500.00, dated April 18, 2008, and recorded in Deed Book 2913, Page 2512 in Hanover County land records, the appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Hanover located at 7507 Library Drive, Hanover, Virginia 23069-0039 on October 20, 2021 at 1:30PM, the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 15, BLOCK C, SECTION TWO, LAUREL MEADOWS SUBDIVISION, ALL AS IS MORE PARTICULARLY SHOWN AND DESCRIBED ON SUBDIVISION PLAT DATED DECEMBER 19, 1993, MADE BY GOODFELLOW, JALBERT, BEARD AND ASSOCIATES, ENTITLED "LAUREL MEADOWS SUBDIVISION, SECTION TWO, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA", RECORDED MARCH 25, 1994 IN THE CLERK'S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA , IN SUBDIVISION PALT BOOK 7, PAGES 295 THROUGH 297, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit of the status of the loan secured by the Deed of Trust including but not limited to determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: RAS Trustee Services, LLC, 4012 Raintree Road, Suite 100A, Chesapeake, Virginia 23321 FOR INFORMATION CONTACT: RAS Trustee Services, LLC, Substitute Trustee c/o Robertson, Anschutz, Schneid, Crane & Partners, PLLC 11900 Parklawn Drive, Suite 310 Rockville, Maryland 20852 (844) 442-2150 (470) 321-7112