TRUSTEE'S SALE OF 16059 LONE OAK ROAD, MONTPELIER, VA 23192. In execution of a certain Deed of Trust dated October 14, 2008, in the original principal amount of $262,500.00 recorded in the Clerk's Office, Circuit Court for Hanover County, Virginia, in Book 2928 at Page 2463 as Instrument No. 20081022000165800 . The undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7530 County Complex Road, Hanover, Virginia on November 30, 2022, at 4:30 PM, the property described in said Deed of Trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT PIECE OR PARCEL OF LAND, LYING AND BEING IN SOUTH ANNA DISTRICT, COUNTY OF HANOVER, COMMONWEALTH OF VIRGINIA, CONTAINING 2 ACRES AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A ROD ON THE SOUTH SIDE OF A PUBLIC ROAD ADJOINING TO THE LAND OF THE STATE HIGHWAY DEPARTMENT; THENCE N. 65 DEGREES 06` 48" E. 184.42 FEET TO A ROD; THENCE S. 21 DEGREES 26 FEET 42" E. 583.33 FEET TO A ROD; THENCE N. 71 DEGREES 51` 30" W. 206.51 FEET TO A ROD; THENCE N. 24 DEGREES 41` 30" W. 441.37 FEET TO THE POINT OF BEGINNING. FOR A MORE PARTICULAR DESCRIPTION, REFERENCE IS HEREBY MADE TO A PLAT OF SURVEY BY WILLIAM HUGH REDD, SURVEYOR, DATED NOVEMBER 22, 1969, A COPY OF WHICH IS RECORDED HEREWITH. TERMS OF SALE: ALL CASH. A bidder's deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject Deed of Trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser's deposit may be forfeited to Trustee. Time is of the essence. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee's Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. A form copy of the Trustee's memorandum of foreclosure sale and contract to purchase real property is available for viewing at Additional terms, if any, to be announced at the sale and the Purchaser may be given the option to execute the contract of sale electronically. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Road, Suite 240, Richmond, VA 23229. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd, Suite 101, Rockville, MD 20852, 301-961-6555, website: VA-359150-1.